INVESTMENT MANAGEMENT

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We strive to build low-cost, diversified, ​tax-efficient portfolios to provide all clients with the best opportunity for long-term success.

Our planning considerations include:

CUSTOMIZED PORTFOLIOS > 
Each portfolio is built in consideration of the unique goals, risk profile, and tax situation of the individual client. In time, as each of these factors change, the portfolio is adjusted to achieve a new set of goals.
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DIVERSIFICATION > 
Utilizing strategic allocation of uncorrelated assets, our portfolios provide needed diversification by investing in global equity, real estate, and fixed income markets.
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TAX-EFFICIENCY > 
Understanding the tax implications of income, dividends, and capital gains, we locate assets across tax-free, tax-deferred, and taxable accounts, while evaluating opportunities for tax-loss harvesting, to help clients keep more of what they earn.

REBALANCING > 
Investing emotionally, especially during market fluctuations, make rebalancing decisions difficult for individual investors. Our disciplined approach to rebalancing portfolios eliminates the emotion that often hurt portfolio performance.

COSTS >
​Leading academic research confirms that many investors pay hefty fees for investments that, over the long-term, tend to underperform their respective benchmarks. Sensitive to the costs our clients pay, we build low-cost portfolios with a buy-and-hold strategy to help clients meet long-term goals.