FINANCIAL PLANNING

---

We believe disciplined, collaborative, and continuous financial planning, with the help of a
CERTIFIED FINANCIAL PLANNER™ professional and a CHARTERED FINANCIAL ANALYST, has the power to change financial lives
​for generations. DCA builds customized plans based on the specific goals and objectives of each client.

Our planning considerations include:

INVESTMENTS >  Our evidence-based investment philosophy is rooted in academic research.
While the goals and risk tolerance of each client may vary, we strive to build low-cost, diversified,
​tax-efficient portfolios to provide all clients the best opportunity for long-term success.

RETIREMENT PLANNING >  Helping you prepare to enjoy retirement on your terms is one of
​our highest priorities. Together, we can build a plan that puts the odds of success in your favor.

TAX PLANNING >  We utilize tax-sensitive investments and design strategic placement of current
​assets to help maximize the tax-efficiency of your portfolio.

EDUCATION FUNDING >  Not all education saving vehicles and programs are the same. Let us help evaluate
​your options to determine the best course of action to save for your children’s future education needs.

ESTATE PLANNING >  Structuring a legacy to last the test of time can be a difficult task. We believe
collaborative and continuous estate planning, with the guidance of leading estate attorneys and accountants,
​will help ensure the maximum benefit to those you leave behind.

GIVING >  You may be charitably-minded but unsure about the most effective way to give. We can
​customize a plan to make the best use of your current assets and help achieve your philanthropic goals.